Theme: credit cards

One big draw for users of credit card is the rewards program.

The rewards vary from card to card but the idea is similar: for money spent, you earn credit card points that are worth some amount.

The idea behind reward points is simply to encourage people to spend more money.

Whenever a credit card is used, the merchant has to pay a certain percentage as fees to the credit card company.

Companies often give back a part of this fees in the form of rewards.

It is very important to read the terms and conditions in this case. There are many conditions involved in these rewards points.